Therapy Fees & Insurance

We understand that cost is an important part of starting therapy. Our goal is to make the process as simple and transparent as possible so you can focus on getting the support you need.

We offer both insurance-based and private pay options and are happy to help you understand what works best for you.

We accept a variety of insurance plans to make therapy more accessible.

Commercial PPO and EAP Plans: 

We accept a variety of Commercial PPO and Employee Assistance Program (EAP) plans to ensure our services are accessible to you. The following insurance providers are currently accepted:

  • Aetna (PPO|POS|Choice plans)
  • Blue Cross Blue Shield | Blue Choice | Anthem
  • Cigna | Evernorth
  • ComPsych and EAPs (contracted only-referral required) 
  • United Healthcare  (LCPCs and LCSW only)
  • Meritian Health
  • Optum  (LCPCs and LCSW only)
  • UMR (LCPCs and LCSW only)
  • United Healthcare Student Resources (USHIP) (LCPCs and LCSW only)
  • TriCare West
  • First Health Network
  • HMO plans (accepted by select providers)

Illinois Medicaid Plans: 

For clients with Illinois Medicaid, we accept the following plans:

  • Blue Cross Community Health Plans
  • Meridian Health Plans
  • Molina 
  • County Care
  • YouthCare
  • AmBetter
  • IL Medicaid
  • IL Medicaid All Kids
  • Aetna Better Health (pending, but still accepting clients) 

Medicare plans 

  • Blue Cross Blue Shield MMAI
  • Medicare A&B

Self-Pay Clients:

We offer flexible payment options for clients who prefer to pay out-of-pocket or do not have insurance coverage.

  • Sliding Scale: We provide a sliding scale fee structure based on your income to ensure affordability.
  • Self-Pay / Out-of-Pocket Therapy: Clients can opt for self-pay or out-of-pocket payment for therapy sessions.

Our goal is to make quality mental health care accessible and affordable for everyone. If you have any questions about our fees or insurance plans, please don’t hesitate to contact us. 

Verifying your insurance coverage: If you’re unsure whether your plan is accepted, we can help verify your benefits.

Using Insurance for Therapy

Using insurance can lower your out-of-pocket cost, but coverage varies depending on your plan.

You may be responsible for:

  • Copays
  • Deductibles
  • Coinsurance

We’ll help you understand your benefits so there are no surprises.

Private Pay Rates

If you prefer not to use insurance, we offer private pay
options.

  • Individual
    Therapy: $165
  • Couples
    Therapy: $195
  • Family
    Therapy: $165

Private pay offers more flexibility and privacy, and may allow for a more personalized treatment approach.

Affordable Therapy Options

We offer reduced-fee sessions with a clinical therapist intern, providing a more affordable option for those seeking support.

This is a great option for:

  • Students
  • Young adults
  • First-time therapy clients
  • Those without insurance

No Surprises – We’ll Guide You

We know insurance and payment can feel confusing.

Our team will:

  • Help verify your benefits
  • Explain your costs clearly
  • Match you with a therapist that fits your needs and budget

Get Help Getting Started by clicking above (Click Here To Schedule)

Payment Options

We accept:

  • Insurance
  • Credit/debit cards
  • HSA/FSA cards
  • EAP codes

Ready to Get Started?

If you’re ready to begin therapy in Homewood, IL, we’re here to help make the process simple.

Schedule an Appointment by clicking above (Click Here To Schedule)
Contact Us with Questions (call or text) 773-888-9830

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